Medical Marijuana Distributors

In today's highly competitive business environment you need every advantage to succeed. That's especially true when it comes to selecting your business insurance.  Medical Marijuana Distributors are unique and shouldn't be insured like other businesses. In order to meet these specific needs, we have created a special restaurant package that broadens and increases coverage where restaurants need it most.  Our goal is to provide more for the insurance dollar than any of our competitors.  

Our Preferred Medical Marijuana Distributor package program provides many forms of coverage that are not found in standard coverage forms. Additionally, the limits for many standard coverage parts have been increased substantially.

HIGHLIGHTS:      

	A+ rated insurance company
	Available on a package or liability only basis
	Up to $5 million liability limits
	Commercial liability applies in the U.S., U.S. territories and Canada.
	Personal Injury & Advertising Liability is included.
	$50,000 Fire legal liability.
	$5,000 medical payments included.
	Employees are named as Additional Insured.
	Defense cost paid in excess of policy limit
	Extended coverage for Additional Insured.
	Independent contractors can be added to policy.
	$750 Minimum Premium
	Special Events coverage available
	Convenient payment options

Property

	Building, Business, Personal Property & Inventory
	Business Interruption - Actual loss sustained 12 months
	Food Spoilage or Contamination
	Outdoor Signs – attached and unattached: $7,500
	Credit Card – charges uncollectible as a result of an insured loss: $2,500
	Water Backup and Overflow – from sewers, drains or sumps: $5,000
	Business Income is extended to include Power Failure. A 24-hour deductible applies.
	Mechanical breakdown coverage
	Fine Arts
	Sign Coverage
	Coverage for computer equipment media, data programs and communications equipment
	Employee dishonesty and crime coverage

General Liability

	Expanded Fire Damage Coverage – extended to apply not only as a result of fire, but also explosion, release of smoke from an unfriendly fire, or sprinkler leakage incidents.
	Tenants' Property Damage – coverage extends to premises you rent or temporarily occupy with permission of the owner.
	Liberalization Clause – if the commercial general liability coverage form is broadened to provide additional coverage with no additional premium, and the effective date of the change is during your policy period, your policy will automatically provide this additional coverage on the effective date of the revision.
	Additional Insured By Written Contract, Agreement or Permit – additional insureds are automatically included if the requirement for this status is a written arrangement.
	Extended Coverage for Newly Acquired Organizations – coverage is afforded until the end of the policy period, regardless of whether this time exceeds 90 days.

Optional Coverage

	Liquor Liability – your business may be eligible for liquor liability coverage. Availability varies by state.
	Automobile
	Boiler & Machinery
	Employee Benefit Liability – provides coverage for financial losses relating to private employee benefit programs due to administrators' errors and omissions.
	Workers Compensation

Please click here to get a copy of our medical marijuana program application          

Call 800.874.9191 for an immediate quote.

What We Want:

• Neighborhood retail stores and distributors 

Prohibited Risks

	Large scale growers.
	Any risk with an assault or battery incident in the last 3 years.

Additional policies to consider

• Auto
• Boiler & Machinery
• Umbrella
• Workers Compensation