In-Home Business Policy

Do your homework for your home-based business

Across the country, home-based entrepreneurs are turning dining rooms into conference rooms and dens into brainstorming centers. Decreasing corporate staff sizes and increasing technological advances have encouraged record numbers of people to transform their homes into business headquarters.

While "homework" has its rewards, it also has unique needs. According to a recent study commissioned by the Independent Insurance Agents of America, nearly 60 percent of home-based business owners don’t have the insurance they need. Why? Many home-based entrepreneurs incorrectly assume that their homeowners policies protect their businesses.

Most homeowners policies provide limited -- if any -- coverage for the equipment and liabilities associated with home-based businesses. If you have joined the ranks of the at-home work force, don’t forget to include insurance in your business plan. Contact us to learn more about protecting your home-based business.

Home Business Coverage

Our Home Business Endorsement, a simple addition to your homeowners policy, provides coverage for your home-based business. The endorsement is less expensive than a business owner policy, yet still offers the security and protection your home-based business requires.

The Home Business Endorsement offers the following features:

smredbtn.gif (864 bytes)     On-premises business property, including electronic equipment, is covered up to the contents limit on your homeowners policy
smredbtn.gif (864 bytes)     Off-site business property is covered up to $5000
smredbtn.gif (864 bytes)     Up to 12 months coverage is available for business interruption and extra expenses resulting from a covered loss.
smredbtn.gif (864 bytes)     Business credit card and check forgery coverage
smredbtn.gif (864 bytes)     Business liability coverage, including: personal injury and medical expenses, advertising injury, products, and completed operations (professional liability is specifically excluded).
smredbtn.gif (864 bytes)     $10,000 accounts receivable coverage
smredbtn.gif (864 bytes)     $5,000 valuable papers coverage

contactus.gif (1431 bytes)  Contact by phone (800) 874-9191, FAX (602) 992-8227 or email below for more product information.

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Contact Information

Phoenix, AZ  -  Home Office (602) 992-1570   Toll Free (800) 874-9191
Del Mar, CA (619) 866-4482   Portland, OR  (503) 608-4820
         
FAX (602) 992-8327   P.O. Box 6230  Scottsdale, AZ   85261
     

General Information: ballen@eqgroup.com              Customer Service: mpallante@eqgroup.com
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