Dog Kennel, Veterinary & Animal Services Insurance

The Ultra Pac Kennel Insurance policy provides coverage for buildings and/or personal property at the described premises.  Insureds and their employees are protected from business liability for bodily injury, property damage, professional liability, personal injury or advertising injury.  Care, custody and control or bailee coverage is automatically included in the package.

Eligible Occupancies
 

	Veterinarians
	Animal hospitals
	Kennels
	Domestic pet breeders
	Domestic pet groomers
	Pet motels
	Obedience schools  (CIC)
	Dog Training (CIC)
	Animal cemeteries
	Pet stores

	Loss of earnings and extra expense are covered for the actual loss sustained for a period of up to 12 months.
	Physicians Instruments covered off premises
	Computer Equipment/Data/Media - Premises or in transit - $25,000
	Property damage caused by domestic animals - covered up to policy limits.
	Owned animals and pets covered up to policy limits for death, destruction or loss resulting from a covered cause of loss.
	Animals and pets in your care, custody or control covered up to the amount for which you are legally liable.
	Spoilage - $1,000 coverage for damage to personal property, with option to purchase additional limits.
	Accounts receivable - $25,000 coverage extension, with option to purchase up to $250,000.
	Employee Dishonesty - Provides $15,000 of coverage for loss of your business property, money and securities caused by covered dishonest acts committed by your employees.
	Valuable papers and records - $25,000 coverage extension, with option to purchase up to $250,000.
	Equipment Breakdown - Covers damage related to certain equipment failure which is often not covered by warranties or property policies.
	Outdoor signs - $7,500 coverage for signs, with option to purchase additional limits.
	Money and securities - $10,000 on premises and $5,000 off premises coverage.
	Veterinary Professional Liability - Provides coverage for bodily injury and property damage caused by your rendering professional services as an animal services professional.
	Veterinary Expenses - Provides coverage for expenses you incur as a non-veterinarian (i.e. pet store, kennel, etc.) from veterinary services for your customers animals that are injured while in your care, custody or control.

Optional Coverage:

	Automobile
	Workmans Compensation
	Umbrella
	Horse Mortality & Major Medical

Ineligible Occupancies

	Animal auctions
	Animals for hire
	Animal shelters or rescue organizations
	Dog shows or racing
	Guard dog training or service
	Hatcheries
	Horse shows or racing
	Laboratory breeding service
	Mobile grooming service
	Rodeos
	Stables or riding academies