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A
riding club or association can be defined as any group that is formed to
pursue common equestrian related interests.
Riding clubs and associations form the core of most organized
equestrian activity in the United States and Canada.
They allow riders with similar interests to meet, network and
participate in organized activities.
A riding club can be a small group of friends meeting regularly
for organized trail rides. Clubs also include the
thousands of association members in national organizations such as the
United States Equestrian Federation, American Quarter Horse Association, United States
Dressage Federation, Professional Rodeo Association, International
Barrel Racing Association or
United States Polo Association.
The
Equestrian Group offers a unique insurance program specifically for
these essential equestrian organizations.
For as little as $500 per year our $1,000,000 liability policy
will cover all club members if a law suit arises from an insured club activity.
Liability coverage is provided for all declared equestrian club activities including owned or
leased premises. Products,
completed operations and personal advertising injury exposures can be
included in coverage. Boarding, riding instruction, clinics and
additional special events can be added by endorsement. A
comprehensive package policy is also available to clubs that own
buildings, personal property or automobiles.
Our
basic policy premium automatically includes the first 100 members and three public
event days. Shows, clinics, gymkhanas and trail rides held by and for
the sole benefit of members are included and covered at no additional
charge. Directors, officers and members are automatically named
additional insureds in the policy definitions.
Premises owners, government entities, sanctioning organizations
and sponsors may be named as an additional insured by endorsement.
Increased coverage limits are available up to $10,000,000.
| Occurrence |
$500,000
to $4,000,000 |
| General
Aggregate |
$1,000,000 to $5,000,000 |
| Aggregate
Products/Operations |
$1,000,000
to $4,000,000 |
| Personal/Advertising
Injury |
$500,000
to $4,000,000 |
| Medical |
$5,000 |
| Fire
Legal Liability |
$50,000 |
For a
no obligation quotation please complete our
Riding Club Application or
Polo Club Application (Adobe Acrobat) and
fax it to
(602) 992-8327. If
you would like more information about this unique policy call one of our equine
specialists toll free at (800) 874-9191 and get an immediate telephone
quote or email us today.
We also offer
Group Accident & Medical coverage and
Directors & Officers Errors & Omissions insurance
to clubs and associations.
The Equestrian
Group is a specialty division of Allen Financial Insurance Group.
In A Rush?
If you have an
immediate question or need please call 800-874-9191.
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