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Photographer
& Videography Insurance Program |
Tailored
protection for photography and videography businesses
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Our
Photography Insurance & Videography Insurance Program provides outstanding
protection for hundreds of commercial film and photography
businesses. This comprehensive insurance portfolio gives you the ability to
combine liability insurance with broad equipment, commercial auto, workers
compensation and umbrella coverage.
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Click above
for On-Line Quote |
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National A+ rated Company |
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Preferred Rates |
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Immediate Quotes |
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24 / 7 Claims Service |
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Immediate Certificates of
Insurance |
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Monthly Payment Plan |
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Coverage Highlights |
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Commercial General Liability
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Optional Limits |
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Per Occurrence |
$300,000 to $10,000,000 |
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General Aggregate |
$600,000 to $10,000,000 |
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Aggregate Products and
Operations |
$600,000 to $10,000,000 |
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Personal Injury |
$300,000 to $10,000,000 |
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Advertising Injury |
$300,000 to $10,000,000 |
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Medical |
$5,000 |
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Fire Legal Liability |
$100,000
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In addition to the typical
enhancements our comprehensive liability policy offers over the
industry standard, we’ve further enhanced our program for
photography and videography
services. At no additional cost to you, our Photographers General Liability
policy includes some unique coverage essential to those in your
industry. If your business is held legally liable for damage to
your client's property, this policy will pay up to the full limit of the
policy… without a deductible. Included in our general liability
policy is coverage for claims arising from the products you sell or the
services you complete. Our liability insurance protects you if you
are responsible for damage to the property of others. We extend this
coverage to include borrowed equipment that’s damaged at your job site
while it is not being used.
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Additional Insureds
- If a written contract requires you to name
someone else as an additional insured on your policy, we’ll
automatically extend that status to them. We will also provide them with
primary coverage if they require it of you.
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Cameras, Tools & Equipment Coverage
– protects you against a
loss concerning owned, borrowed, rented, or leased tools and
equipment.
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EDP Equipment Coverage
– a base level of protection is built into the policy and includes
the option to increase the level or to schedule high value items.
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Building and Structures
– covers materials, equipment, supplies, additions, and new
construction within 1,000 feet of premises.
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Business Income and Extra Expense
– 12 months’ actual loss sustained; no waiting period; may be
excluded for premium credit.
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Accounts Receivable Coverage
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protects you from
losses caused by damage to your records which prevents
you from collecting money owed you by customers.
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Business Crime
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Choose our enhanced program for photography services and we’ll protect
you against losses resulting from employee dishonesty or forgeries.
We’ll also provide coverage for your money and securities on-premises
and in-transit.
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Outdoor Property
– covers fences and walls up to $2,500, may be increased up to
$250,000; signs up to $5,000, may be increased up to $100,000;
trees, shrubs, plants, and lawns up to $10,000, $1,000 per item
sub-limit.
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Glass Breakage
– full coverage; limited coverage ($500 pane/$1,000 occurrence)
available for premium credit; property
deductible can be eliminated as an option.
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Back-up of Sewers and Drains
– covered; may be excluded for premium credit.
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Newly Acquired or Constructed Buildings
– $500,000 with 180 days to report;
no percentage limitation.
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Leased
Building PD Damage
- $25,000 motor vehicle damage to leased buildings
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Fire Legal
Liability -
$300,000 for leased premises
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Optional Coverage:
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Surety Bonds |
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Automobile |
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Workers Compensation |
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Umbrella Policy
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Flexible Billing:
We offer several billing
options to make it easier on your budget!
- Lump Sum: 20% down
and receive a bill for the remaining balance in a month. We'll send
you one bill upon renewal.
- Semi-annual Payment:
50% down payment and 50% in six months.
- Four Payment: 25%
down and receive up to three installment bills.
- Ten Payment: 20%
down and pay premium by the end of the tenth month, with the
remaining premium spread throughout the nine monthly bills.
- Direct Bill Toll
Free Hotline
Claims Service: 24
hours, 7 days a week toll-free Claim Action Hotline puts you in
immediate contact with a claim service representative, enabling you to
report claims quickly and efficiently. Prompt reporting helps mitigate
the risk of injury or damage and expedites claim handling.
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In a rush?
Call 800.874.9191 for an immediate quote.
NOTE: This product is not available in all states.
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