Insurance Reference Library
Insurance Reference Library
Insurance References
By: Allen Financial Insurance Group
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Welcome to Allen Financial Insurance – Insurance Reference Library ! The Reference Library provides site visitors with effective guidance and useful resources. Whether you’re purchasing your first insurance policy or simply want to brush up on insurance basics, you may have some questions. Check out the following resources or contact a local underwriter to learn more.
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Insurance Terminology, Questions & Answers
- Is an E-Signature Legally Enforceable?
- ELECTRONIC SIGNATURES IN GLOBAL AND NATIONAL COMMERCE ACT
- Homeowner vs Farmowner Coverage Differences Explained
- Insurance Savings Tips & Techniques
- No Fault Automobile Insurance Explained
- Business Liability or Commercial General Liability Insurance Explained
- What is co-insurance? – Co-insurance Explained
Equine Care, Management & Training
- American Equestrian Alliance Safety Guidelines
- Basic Horse Safety
- Equestrian Safety – A Guide to Promotion of Helmet Use by Riding Clubs & Communities
- Equine Liability Statutes by State
- Equine Care, Management & Training
- Training Myth understandings — Horse Logic by Ron Meredith
- Trailer Loading – A Common Sense Approach
- Understanding Claims Made Insurance – Claims Made vs Occurrence Form Liability
Articles
Agribusiness & Equine
- A Guide To Equine Liability Releases & Waivers by Brent Allen
- Avoid Legal Disputes When Buying A Horse by Julie Fershtman
- Business or Hobby – IRS Tax Guidelines by Patrick Hurley
- Equine Activity Statutes: What They Do and Don’t Do
- Equine Activity Statutes: The Spectator Rules by Robert Dawson
- Liability Releases for Equine Businesses – By Rachel McCart – June 11, 2015
- Dealing with Injuries to Children – by Robert Dawson
- Equine Activity Liability Act – Do I Still Need Insurance? by Robert A. Hoffa, Esq.
- The Guest Ranch Trail Ride by Jan Dawson
- Helmet Safety and Legal Liability by Barbara A. Halper
- Horse Law: Equine Activity Statutes: The Spectator Rules by Robert Dawson
- How Are the New Equine Activity Laws Working? by Kenneth C. Sandoe, Attorney-at-Law
- How Good Is Your Release Form? by Robert Dawson
- Insurance Matters – Liability coverage examined by Kenneth C. Sandoe, Attorney-at-Law
- Insurance and the Horseman – Why have insurance? by Robert Dawson
- Insuring Equine Assisted Therapy & Human Service Programs
- Letting Someone Borrow Your Horse? Consider the Legalities By Julie Fershstman
- Liability of the Boarding Stable by Julie Fershtman
- Mounted Accidents – A Quiz by Robert Dawson
- “So Sue Me . . .” Just Hope My Liability Waiver Is Working by Denise E. Farris
- Understanding Negligence by Julie Fershtman
- What Every Horse Person Needs to Know About Insurance by Rebecca Eddy
- What’s Involved in Organizing a Draft Horse Club by Kenneth C. Sandoe, Attorney-at-Law
- Who’s At Fault by Julie Fershtman
Human & Social Services
Entertainment & Recreation
General Liability Issues
- Additional Insured Endorsement explained
- General Liability Exposures – Primary & Contingent by Brent Allen
- Gaps in the commercial general liability policy (CGL)
- Liquor Legal Liability explained… Things you should know by Brent Allen
- Understanding “Claims-Made” Insurance – A Loss Prevention Newsletter for the Professional
Tattoo - Body Piercing Section
Court Decisions
Agribusiness & Equine
- AEA release precludes lawsuit in CA guided trail ride accident – California Court of Appeals (2003)
- Barn building injury excluded from homeowners policy – U.S. Court of Appeals (2001)
- Boarded horses excluded in Farm Bureau County Squire policy – Nebraska Court of Appeals (1996)
- Carriage operators not protected under equine statute – Tennessee Superior Court (2001)
- Connecticut Court Tosses Out Equine Liability Waiver (2006)
- Dog owner not protected by equine activity statute – Ohio Court of Appeals – (2002)
- Guest ranch horse exclusion affirmed by court – New Mexico Court of Appeals (2002)
- Horse boarding business excluded from homeowners coverage – Ohio Court of Appeals (1999)
- Horse boarding injury excluded from homeowners coverage – Connecticut Supreme Court (1997)
- Horse loading injury excluded in homeowners policy – Louisiana Court of Appeals (1999)
- Horse unloading not covered by auto policy – New York Supreme Court (2000)
- Horse training not covered by farm ranch & policy – Minnesota Court of Appeals (1997)
- Horse Shows & Rodeos justified cancellation of farmowner policy – Georgia Court of Appeals (1999)
- Landowner liable for injury caused by stabled horse – Washington Court of Appeals (2000)
- Mortality claim denied for failure to notify company of medical problems – Illinois District Court (1997)
- Jury Award Given for Injury at Polo Match (2000)
- Parent indemnification and liability waiver not enforceable – Utah Supreme Court (2001)
- Recreational activity liability releases void on policy grounds – New Mexico Court of Appeals (2002)
- Stable injury excluded in basic farm policy – Connecticut Superior Court (1997)
- Volunteer’s acceptance of workmens compensation payment after horse incident doesn’t block lawsuit (IL)
- Wrangler negligence not protected by Equine Activity Statute – Colorado Court of Appeals – (2002)
Equine Mortality & Veterinary
- Colic – Signs, Causes & Treatment
- Colic Surgery Expense – What You Should Know by Doug Thal DVM
- Can You Prevent Colic? American Association of Equine Practitioners
- Correct Shoeing for Veterinarians and Owners by J. Scott Simpson
- Dental Care For Your Horse by Drs. D Scoggins, Jack Easley, W Scrutchfield
- Equine Infectious Anemia (EIA) and the Coggin’s Test in Horses
- Equine Infectious Anemia and the Coggins Test Robert N. Oglesby, DVM
- Equine Internal Parasites by Don Hudson, Dale Grotelueschen, Duane Rice DVM
- Forelimb Flexion Test by Dr. David Ramey
- Horse Mortality Insurance & Equine Medical Insurance Explained
- Influenza by Diane K. Gross, DVM
- National Wildlife Health Center – West Nile Virus Map (Interactive)
- Recurring Popped Splints by Larry Bramlage, DVM, MS
- Stages of Laminitis and Associated Signs by I Robertson, D Hood, DVM
- Understanding & Managing The Rising Costs of Equine Veterinary Care by Dough Thal DVM
Equine Statistics & Reports
- Arizona Equine Economic Report – 2000
- Breeds of Livestock – Department of Animal Science – Oklahoma State University
- Colorado Equine Statistics – 1999
- Economic Impact of the Horse Industry in U.S.
- Economic Value of Sonoma County Equestrian Activities – 1999
- Kansas Equine Survey – 1996
- Kentucky 2002 Economic & Fiscal Impact Report – 2004
- NEISS Horse Related Injuries – 1997
- USDA National Equine Agricultural Statistics – 1999
Property Section
Risk Management & Loss Control
- Brush Clearance – Wildland Fire Safety Guide Ventura County Fire Department
- Combine & Tractor Fire Prevention
- Event Planner Insurance Guidelines By Brent Allen
- Getting Back To Business – A guide for small business owners after disaster
- Internet Liability Exposures and Technology Insurance – Part 1
- Open for Business: A Disaster Planning Toolkit for the Small Business Owner
- Farm Safety Guide
- Farm Fire Prevention & Safety – University of Florida
- Fire Prevention on the Farm – OSU Agricultural Sciences
- Golf Cart Safety
- Guarding Against Hay Fires – Alabama A&M
- Horse Trailer Safety Checklist
- Janitorial Services Risk Management
- Silo
- tyand Hay Mow Fires On Your Farm
- Top Tips For Limiting Lawsuits
- Top Tips For Limiting Automobile Losses
- Top Tips For Managing Property Risk
- Minimizing Professional Liability Losses
- Limiting Your Workers Compensation Costs
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