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Carriage Ride Insurance – Carriage Liability Insurance

Carriage Ride Insurance for Horse Drawn Vehicles.
View our Carriage & Wagon Liability Insurance Program below!

Contact us for a no obligation (HDV) Carriage Ride Insurance quote today!

What is Carriage & Wagon Ride Insurance?

Carriage and Wagon ride liability insurance is coverage for bodily injury or damage to another person or their property. It does not provide you coverage for your own property. You need to purchase property insurance if you wish to cover your own items. Get Best-in-Industry Carriage Ride Liability Insurance Program at Affordable Rate from AFIG!

Carriage Ride Insurance – Carriage Liability Insurance - Horse Drawn Vehicles

Whether you compete in Combined Driving, own a 6-Horse-Hitch or offer Carriage Rides for weddings and events, Allen Financial Insurance Group can customize a Carriage Liability Insurance package to protect your horses and your business.

If you have a horse-drawn carriage, people around you are at risk of injury due to a horse’s sensitive nature. No matter the type of carriage you own or operate, carriages are prone to careless drivers. Driver error, horses, and environmental factors can all contribute to a lawsuit against you. Don’t take the risk. Make sure you have horse carriage insurance to protect you and your business from costly litigation.

If you are operating in a rural area, your risk is lower because you are carrying fewer passengers and have less exposure to the city. Regardless of the route your carriage or wagon takes, you should protect yourself with the right equine liability insurance policy.

With AFIG, you will have the customized coverage you need through our all-in-one approach. By reviewing your operations and experience level, we create a horse carriage insurance policy made to fit your needs. So, no matter the situation, no matter the risk or history, we are here to help you!

Liability is a major concern with driving horses – one small slip of a passenger can ultimately result in a lawsuit. Plus, your cart, harnesses, and horses are all extremely valuable and can easily sustain damages while transporting or especially if you’re driving in urban areas. Kay Cassell Equine Insurance fully understands what it takes to protect horses and horse businesses and we’re here to help you create the perfect package to keep you, your horses and equipment safe.



Navigating the world of horse insurance companies can be confusing and especially difficult when you talk to a different equine insurance agent every time you call. AFIG is considered by many to be one of the leading horse insurance companies in the equine industry. Unlike the largest horse insurance companies, AFIG takes pride in being family owned and offering an unprecedented level of personalized attention that every horse owner deserves. If you call to compare equine insurance companies before making a decision, you will quickly realize there is no comparison from the very first time you talk to us.

A horse can pull a wheeled vehicle that is 6 times his/her own weight, however, most carriage horses are used at only 25% of that capacity.

Passengers can injure themselves in a carriage by slipping off a step, sliding off the seat due to sudden motion of the carriage, interacting with the horse, and more.

Most carriage incidents are caused by driver error and horses (if it’s a horse-drawn carriage).

How Carriage Insurance Protects You?

If you are sued because of an incident involving your horse and/or carriage, court costs and attorney fees can quickly skyrocket out of control, adding up to tens of thousands of dollars. This high expense is nothing you want to come out of your own pocket, so it’s important to have insurance coverage to protect yourself. Carriage insurance will also cover claim/settlement costs wherein it will pay for bodily injury and property damage claims for which you are held responsible.

Request a quote today from AFIG and allow our expert team of horse owners to customize a Carriage Ride Liability Insurance package that will give you the peace of mind to do what you love most. We’ve been providing high quality insurance and risk reduction services in all 50 states for longer than three decades. Give us a call today so we can help you choose the right type of insurance that will provide you with the protection you need for your peace of mind.

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Contact us by phone (800) 874-9191, FAX (602) 992-8327
or email below for more Carriage Liability Insurance information.

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