Recording Studio Insurance - Studio Insurance - Allen Financial Group

Recording Studio Insurance – Studio Insurance

Recording Studio Insurance
Allen Financial Insurance Group & The Equestrian Group
Studio Insurance

By: Allen Financial Insurance

Recording Studio Insurance

Recording Studio - Recording - Studio - Studio Insurance - Recording Studio Insurance

What is Recording Studio Insurance?

Recording Studio Insurance is a specific type of business insurance policy. It is designed to protect studio owners from third-party lawsuits and loss of business property or assets. AFIG’s insurance offers coverage options that are important to recording studio owners, allowing them to build customizable policies that meet their specific studio needs. We can cover the smallest home studio, to the largest professional multi-room studios.

Recording Studio Overview:

Recording Studios are an industry that remains consistently strong, regardless of the economic state of the country, there is always a demand for new music. Owning and operating a recording studio can be quite an endeavor, but just like any other business that involves working with the public it is not without risks.

Recording Studio - Recording - Studio - Studio Insurance - Recording Studio Insurance

Coverage Highlights National A+ rated Company Preferred Rates Immediate Quotes Monthly Payment Plan

In today’s highly competitive business environment you need every advantage to succeed. That’s especially true when it comes to selecting your business insurance. Recording studios are unique and shouldn’t be insured like other businesses. In order to meet these specific needs, we have created a special recording studio package that broadens and increases coverage where studios need it most.

Our goal is to provide more for the insurance dollar than any of our competitors.  Recording studios have unique coverage concerns for which specific policy forms have been designed to accommodate these exposures.   Our comprehensive insurance portfolio gives you the ability to combine broad property, liability, commercial auto, and umbrella coverage

Recording Studio - Recording - Studio - Studio Insurance - Recording Studio Insurance

Recording Studio - Recording - Studio - Studio Insurance - Recording Studio Insurance

Recording Studio - Recording - Studio - Studio Insurance - Recording Studio Insurance

PROPERTY

Building and Structures Replacement Cost    
  Building Glass

Included

   
  Business Personal Property Replacement Cost   Coinsurance Waived
  Property Off Premises – Including Transit Included    
  Personal Property of Others Included   Not Bailee
  Temporary Relocation of Property

$50,000

  For property up to 90 days
  Fine Arts

$25,000

  Limit can be increased
  Business Income and Extra Expense Included   12 months actual loss sustained
  Business Income – Dependent Properties

$25,000

   
  Interruption of Computer Operations

$25,000

   
  Identity Fraud Expense

$15,000

  Aggregate Limit
  Employee Dishonesty

$25,000

  Limit can be excluded or increased
  Accounts Receivable

$25,000

  On and Off Premises
  Data Processing Equipment & Media

$50,000

   
  Outdoor Property

$15,000

  Bridges, Walks, Roadways, Patios, Radio & TV Antennas
  Valuable Papers and Records

$25,000

   
  Water or Sewage Back Up

$5,000

   
  Signs within 1,000 feet

Included

  Neon, Fluorescent or Mechanical. 
  Arson & Theft Reward

$10,000

   
COMMERCIAL GENERAL LIABILITY
     
  Per Occurrence

 $100,000  to  $2,000,000

   
  General Aggregate

 $200,000  to  $4,000,000

   
  Products and Operations Aggregate

 $200,000  to  $4,000,000

   
  Blanket Contractual

$100,000  to  $2,000,000

   
  Host Liquor Liability

 $100,000  to  $2,000,000

   
  Medical Expenses

$5,000

   
  Broad Form Property Damage Liability

Included

   
  Damage to Premises Rented to You

$300,000

   
  Limited World Wide Liability

Included

  Lawsuits brought in US
  Blanket Additional Insureds

Included

  XTEND Endorsement
  Blanket Waiver of Subrogation

Included

  XTEND Endorsement
  Personal Injury by Contract

Included

  XTEND Endorsement
  Broadened Named Insured

Included

  XTEND Endorsement
  Injury to co-employee or co-volunteer

Included

  XTEND Endorsement

Eligible exposures: Establishments that provide clients with facilities, recording equipment, technicians and materials such as tape in order to record material that the listener will hear when playing the recording. A Burglar and Fire Alarm is required.
Ineligible operations:

 

bullet Music Publisher or Distribution Service
bullet Motion Picture – National Recording Studio
bullet Radio Broadcasting Music Checker
bullet Radio Transcription Service
bullet Integrated Production & Distribution Service
bullet Overnight boarding of clients or visitors
bullet 24 hour operations

Related AFIG Programs:

  • Musical Instrument Stores for establishments retailing new musical instruments & similar supplies
  • Music Publisher or Distribution Service
  • Stereo Equipment Stores for establishments retailing stereo systems and compact disc players
  • Tape, Compact Disc & Record Stores for the retailing of new pre-recorded audio and video tapes & compact discs

Long recognized for delivering superior service Allen Financial Insurance Group support policyholders through its global network of loss control and claim professionals. Our loss control specialists have a deep knowledge of the entertainment business. They identify potential hazards and help mitigate or prevent losses. They can provide invaluable advice in fire prevention, disaster recovery planning, equipment maintenance and premises safety.

Recording Studio Insurance – Studio Insurance
Information Form

Recording Studio - Recording - Studio - Studio Insurance - Recording Studio Insurance

Contact us by phone (800) 874-9191, FAX (602) 992-8327
or email below for more Recording Studio Insurance – Studio Insurance information.

Recording Studio - Recording - Studio - Studio Insurance - Recording Studio Insurance