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All risk, worldwide
coverage for scheduled entertainment related equipment including
Cameras, Production, Editing, Musical, Theatrical and miscellaneous
items.
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Coverage for their "Equipment" is the primary coverage that most people
are concerned about. "Equipment" refers to, but is not limited to,
Camera Equipment, Editing Equipment, Sound and Lighting Equipment,
Generators and Portable Electrical Equipment, Grip Equipment, Mechanical
Effects Equipment and similar "Miscellaneous Equipment" owned by you or
for which you are liable. Coverage can be provided under this policy for
your own equipment, equipment that is on consignment to you (under your
control and responsibility), and equipment that you rent or borrow from
others. The person renting or loaning the equipment to others should
request a "Certificate of Insurance" providing proof that they are named
as Loss Payee on your policy. |
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An Equipment "Floater" refers to the fact
that the coverage for the equipment "floats", and is not restricted to
one location. Coverage is provided on a "Limited Worldwide" basis, there
are several excluded countries ( mostly in the Middle East )
Coverage is provided for damage,
destruction or loss resulting from a "Covered Cause of Loss". Covered
Causes of Loss include, but are not limited to: Fire, Theft, Vandalism,
Breakage and Water Damage. Earthquake coverage is NOT included in this
quote, but coverage IS available - please call for a quote. Exclusions
include: wear and tear, electrical surge, mechanical breakdown,
confiscation by the government, dishonest acts, damage caused
intentionally, damage while being repaired, earthquake, flood and
mysterious disappearance. Theft from an Unattended Automobile IS
covered, but there must be "visible signs of forcible entry". All
covered losses (except Windstorm, Theft from a Locked Vehicle & ANY
covered loss outside of the United States) are subject to a deductible
of $1,000. Coverage is provided for the cost to repair or replace
equipment with new equipment. If the equipment IS NOT replaced, it will
be covered at Actual Cash Value. |
