Medi-Spa Plus
Insurance Program
|
|
|
The
MediSpa Plus
Services Program is a
preferred insurance policy designed specifically for
salons and spas who
offer
Cosmetic and Medical Services. The plan also includes the doctor, nurse,
aesthetician or anyone who can legally operate within their
state.
Our
Medi-Spa
Services policy provides package protection coverage for
property, business interruption, premises and professional liability.
The
named Insured, their employees and scheduled independent contractors are
protected from business liability exposures including bodily injury,
property damage, professional liability, personal injury or advertising
injury.
|
 |
National A rated
company |
|
|
Low Preferred Rates |
|
|
Immediate Quotes |
|
|
Easy Payment
Plans |
|
|
24 / 7 Claims
Service |
|
|
Immediate
Certificates of Insurance |
|
Click below for on-line
quote
Click below for
pdf quote
 |
In a rush?
Call 800.874.9191
for an immediate quote |
Professional Liability Coverage for
services in this
program include:
 |
Lasers, IPLs & LEDs
|
|
|
Dermal fillers - Restylane,
Hylaform, Captique, Scupltra, Zyderm, Zyplast, Cosmoderm,
Cosmoplast, Radiesse, & Juvederm
|
|
|
Botox
|
|
|
Mesotherapy
|
|
|
Sclerotherapy
|
|
|
Medical Strength Peels
|
|
|
Microdermabrasion
|
|
|
Permanent Cosmetics
|
|
|
Laser Assisted Lipolysis
|
|
|
Colon Hydrotherapy
|
|
|
Latisse Prescriptions
|
|
|
Dysport
|
|
 |
DERMAL FILLERS / BOTOX
Coverage is available for the following:
- Botox for glabella, crows feet
and brow, forehead, bunny lines, chin, nose to lips
- Dermal Fillers that are FDA
Approved
- Mesotherapy/Lipodissolve
Injections (deductible applies)
- Botox Parties
- Dysport
Coverage is available for doctors,
nurses and other medical professionals
as permitted by law. Coverage is available for work in professional
offices/facilities.
Botox/Dermal Filler coverage can be packaged to
include Lasers, Medical Peels, Sclerotherapy and other
aesthetic services.
|
|
|
LASER TREATMENTS
For those who meet our
guidelines we cover:
- Hair Removal
- Photo & Skin
Rejuvenation
- Sun & Age Spot
Work
- Non-Ablative
Wrinkle Work
- Veins up to
1.5mm
- Rosacea
- Tattoo Removal
- Cellulite
Treatment
- Laser Hair
Stimulation
- Acne Reduction
- Laser Assisted
Lipolysis
- Ablative Work
- CO2
Coverage is available
for:
- Laser / IPL
technicians
- Aestheticians
(where state law allows it)
- Nurses
- Doctors
- Medical Doctors
- Medi-Spas
|
|
|
MEDICAL STRENGTH PEELS
Coverage is available
for doctors, nurses, aestheticians and other
professionals who offer medical strength peels
services in Medi-spas, doctors offices or other professional settings.
Coverage is available
for Skin Types I-IV.
Other aesthetic
services being done by the medi-spa can be insured
including Facials, Peels, Permanent Cosmetics and Microdermabrasion
|
|
|
SCLEROTHERAPY
Coverage is available
for doctors and nurses and other medical
professionals who perform Sclerotherapy services.
Coverage is offered for
spider veins or varicose veins at 1.5mm or less.
Coverage is available
for saline based products.
|
|
|
PRIVATE LABEL
Coverage options include Occurrence form General
Liability including broad form vendors:
Private
label products and equipment distribution from
approved manufacturers in the United States.
Private labeling of Beauty/aesthetic strength
products only (no medical grade)
Sales of equipment from approved manufacturers (not
private label)
|
|
|
Business Property & Income
Insurance
Business property insurance covers
the physical parts or your business. These are things like your
building, equipment, furnishings, fixtures, inventory, computers,
records and other valuable items. This coverage helps repair or
replace the building and its contents, and can also help provide
income if your business can't operate for a while after a covered
loss.
What if...
- Your business is totally
destroyed by a fire.
- Water from a broken pipe floods
your store.
- A power surge in your office
damages all of your computers.
A large property loss could bring
your business to a halt for months or longer. While your property is
being repaired or rebuilt, business income insurance will help cover
the costs to maintain your operation and continue to support your
customers and employees. Without this coverage a business may not be
able to recover lost income or lost customers.
Even if your building is not damaged,
your equipment can be. You can add equipment
breakdown insurance, which covers repair or replacement of damaged
equipment, due to mechanical and electrical breakdown.
|
|
|
Accounts receivable
- $25,000 coverage extension, with option to
purchase up to $250,000.
|
|
|
Valuable papers and records
- $25,000 coverage extension, with option to
purchase up to $250,000.
|
|
|
Equipment Breakdown -
Coverage for damage to certain
equipment failure which is often not covered by warranties or other
property policies.
|
|
|
Outdoor signs
- $7,500 coverage for signs,
with option to purchase additional limits.
|
|
|
Money and securities
- $10,000 on premises and $5,000 off premises
coverage.
|
|
|
Personal Effects
- Provides
$10,000 coverage for personal items owned by you or your employees.
|
|
|
Sewer or drain backup
- $5,000 damage
caused by water that backs up from a sewer or drain. Additional
coverage may be purchased.
|
|
|
Forgery
or alteration.
- This
coverage automatically provides $5,000 for loss involving forgery or
alteration of checks, drafts and other covered instruments. You may
purchase up to $45,000 additional coverage.
|
|
|
Ordinance
or law.
- Following a
loss to your covered property, Ultra Salon automatically covers the actual
cost you incur if you must rebuild in order to meet new standards. |
|
|
In a rush?
Call 800.874.9191 for an immediate quote. |
|
