Wedding Insurance – Wedding Event Insurance
Wedding Event Insurance
By: Allen Financial Insurance Group
Contact us for a no obligation Wedding Event Insurance quote today!
Your wedding involves a lot of planning and forethought, and people work hard to ensure that everything runs smoothly and perfectly on this very special day. Unfortunately, unexpected things can sometimes go wrong. If they do, you can obtain a bit of comfort knowing that you have a wedding insurance policy from AFIG backing you up.
Wedding liability insurance is frequently required by venues in which receptions are held. Whether or not it is required, however, this insurance coverage can protect you from liability claims so that your wedding day does not become a financial burden.
Wedding receptions can be a lot of fun. Many people consume alcoholic beverages and enjoy dancing and celebrating with the guests of honor. However, accidents and injuries sometime happen, and if they are severe, you may be held liable for damages.
Ditch the disaster! Bad things can happen anytime, anyplace — and weddings are no exception. From extreme weather to severe sickness to job loss, there are numerous unplanned scenarios and events that can wreak havoc with your wedding plans. That’s why it’s just plain smart to have wedding insurance.
Is Wedding Insurance Expensive?
Wedding event insurance is relatively inexpensive for the peace of mind it can afford you on your special day. A basic policy can cost as little as $160 and will cover your wedding and reception. The cost of your policy will depend on a few factors including:
- The number of guests in attendance
- Whether or not alcohol will be served and, if so, what kind
- The location of the wedding and reception
- The amount of coverage purchased
What does Wedding Event Insurance Cover?
AFIG offers two different types of wedding event insurance packages. You can choose to purchase just one or both packages. This coverage includes:
- Wedding cancellation/postponement insurance
- Wedding liability insurance
Wedding insurance protects your investment in your wedding for occurrences such as:
- Venues not usable OR Closed
- Venues & Suppliers going out of business or not performing their services;
- Cancellation of the wedding for various causes, such as:
weather, terrorism, military deployment, airplane delays.
- Severe Weather
- Sudden Illness
- Ruined Photographs & Video
- Honeymoon Luggage
- Wedding Presents
- Lost Rings
- Cake & flowers
- Wedding Documents
- Wedding Stationary
- Call To Duty
- Transportation Shutdown
- Professional Counseling
- Lost Deposits