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Event Planners Insurance Program

Tailored insurance protection for Event & Meeting Planners

"All the coverage you need in one policy"
 

Lets face it.  It's a tough economy and you need every advantage to succeed.  That's especially true when it comes to choosing your event planning business insurance policy.   It's also important that your company be protected by a policy specifically designed for your business operations. 

Our Event Planner Insurance Program offers one of the most extensive portfolios of professional property and casualty coverage in the industry.

This comprehensive policy gives you the ability to combine broad property, commercial and professional liability, commercial auto, workers compensation and umbrella coverage.
 

 
bullet National A rated, Admitted Company
bullet Preferred Rates
bullet Immediate Quotes
bullet Monthly Payment Plan
bullet Immediate Certificates of Insurance
bullet 24 / 7 Claims Service
   
Per Occurrence Limit $100,000 - $5,000,000
General Aggregate Limit $200,000 - $5,000,000
Aggregate Products/Operations $200,000 - $5,000,000
Personal Injury /
Advertising Injury
$100,000 -
$5,000,000
Medical Payments $5,000
Rented Premises $100,000
     
BUSINESS LIABILITY

Commercial liability insurance pays the damages for liability imposed upon you or your business by the law. It also pays the cost of defending you when a claim is made against your policy.

Liability policies are designed to help protect you if you are sued by a third party who is injured or whose property is damaged.  A third party is generally someone who is not a family member or employee.  The policy covers defense costs and pays claims for which you are legally liable up to the policy limits.

If you have employees you should carry workman's compensation insurance as they are not covered under the general liability policy.  You should also make sure that any independent contractors or vendors that work with you show proof of their own liability insurance and ask that you be named as an Additional Insured on their policy. 

bullet Limits up to $5,000,000 / $6,000,000 available
(Occurrence Form - claims expenses outside Limits of Liability)
bullet Premise Rented To You - $100,000 for leased premises
bullet Additional Insureds:  If a written contract requires you to name an additional insured on your policy, we’ll automatically extend that status to them.
bullet Personal Injury & Advertising Injury
bullet Products & Completed Operations
bullet Liability coverage extends to the United States, It's Territories & Canada
bullet Full Occurrence Liability Form
bullet Unlimited extended reporting period available
bullet Admitted, A Rated Insurance Company
  PROFESSIONAL LIABILITY

Event Planners Errors & Omissions insurance protects event professionals if a client alleges that they negligently failed to perform their professional duties or work as promised in their contract.  Typically, this would include breach of contract or non-performance claims.

Such mistakes would include omissions like securing a venue for the wrong date, failing to schedule an act or arrange services such as food catering or security.  A claim may not be due the the event planners own negligence but that of a vendor retained by the event planner.  As the general contractor the event planner can still be held financially liable.

"A company planned a corporate dinner for 500 important clients at an elegant venue.  They retained an event planner to plan and manage the affair.  More than an hour into the event, less that 10% of the guests have been served.  Most of the remaining guest then left causing the company great embarrassment and potential financial loss.  The caterer returned his fee, but the refund was inconsequential compared to the damaged reputation of the client."

Business general liability excludes coverage for errors or omissions unless it results in a claim for bodily injury or property damage.

bullet Errors & Omissions
bullet Claim Expense sub limit for allegations of Non-Employment Practices Discrimination
bullet Claim expense sub limit for Administrative or Regulatory Actions
bullet Broad description of Consulting Activities that includes dissemination of content and can be tailored for each risk
bullet Personal Injury Torts including Libel/Slander, Infliction of Emotional Distress, Infringement of the Right to Privacy, Trespass, False Arrest, Wrongful Entry/Eviction, Malicious Prosecution and Misappropriation of Name or Likeness
bullet Infringement of Copyright 

PROPERTY & CRIME

        
   

        Coverage is also available for:

bullet

Special Events

bullet

Wedding & /Receptions

bullet

Conventions, Trade Shows & Conferences

bullet

Venues

bullet

Caterer

bullet

Vendors

bullet

Event Cancellation - Non-Appearance

bullet

Rain & Weather Insurance

bullet

Liquor Liability

bullet

Rented Equipment

bullet

Entertainers / Performers

bullet

Concessionaire / Exhibitor / Vendors

bullet

Disk Jockey

bullet

Photographers

bullet

Rented Equipment

 

Full Property Replacement Cost Coverage  
Business Income & Extra Expense  
Personal Effects & Property of Others $10,000
Valuable Papers & Records $25,000
Property Off Premises $15,000
Property In Transit $10,000
Signs $10,000
Accounts Receivable $25,000
Employee Dishonesty $5,000
Theft, Disappearance & Destruction $5,000
Fine Arts $25,000
Computer & Electronic Equipment Coverage $25,000
 

 

Optional Coverage

  Ineligible Operations  (Other Programs Available)

 


Things You Should Know:

bullet

Event Planner Insurance Guidelines

bullet

Liquor Legal Liability... Things you should know

bullet

Special Event Risk Management

bullet

Special Event Insurance & Quotes

 

In a rush?     

Call 800.874.9191 for an immediate quote.

 

   Endorsed by
American Recreation & Entertainment Alliance
 

General Information Request Form

contactus.gif (1431 bytes)  Contact us by phone (800) 874-9191, FAX (602) 992-8327
or email below for more product information.

A Key Component of the Allen Financial Difference

 

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Phoenix, AZ  -  Home Office (602) 992-1570   Toll Free (800) 874-9191
Del Mar, CA (619) 866-4482   Portland, OR  (503) 608-4820
FAX (602) 992-8327   FAX 2 (480) 452-0593
 
Mailing Address:    12424 N. 32nd Street #101  Phoenix, AZ   85032 General Information: ballen@eqgroup.com  
Customer Service: mpallante@eqgroup.com Entertainment: entertainment@eqgroup.com
Webmaster: ballen@eqgroup.com Mortality: jpetersen@eqgroup.com
   
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