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Recording
Studio Insurance |
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In today's highly
competitive business environment you need every advantage to succeed.
That's especially true when it comes to selecting your business
insurance. Recording studios are unique and shouldn't be insured like
other businesses. In order to meet these specific needs, we have created
a special recording studio package that broadens and increases coverage
where studios need it most. |
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Our goal is to provide more
for the insurance dollar than any of our competitors. Recording studios
have unique coverage concerns for which specific policy forms have been
designed to accommodate these exposures.
Our comprehensive insurance portfolio gives
you the ability to combine broad property, liability, commercial auto,
and umbrella coverage. |
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Coverage Highlights |
National A+ rated Company |
Preferred Rates
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Immediate Quotes |
Monthly Payment Plan |
PROPERTY
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Building and Structures |
Replacement Cost |
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Materials, equipment, supplies,
additions, new construction within 1,000 feet
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Building Glass |
Included |
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Business Personal Property |
Replacement Cost |
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Coinsurance Waived |
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Property Off Premises – Including Transit |
Included |
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Personal Property of Others |
Included |
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Not Bailee |
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Temporary Relocation of Property |
$50,000 |
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For property removed from premises up to 90 days |
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Fine Arts |
$25,000 |
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Limit can be increased |
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Business
Income and Extra Expense |
Included |
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12 months actual loss
sustained |
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Business Income - Dependent Properties |
$25,000 |
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Interruption of Computer Operations |
$25,000 |
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Identity Fraud Expense |
$15,000 |
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Aggregate Limit |
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Employee Dishonesty |
$25,000 |
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Limit can be excluded or increased |
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Accounts Receivable |
$25,000 |
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On and Off Premises |
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Data Processing Equipment & Media |
$50,000 |
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Outdoor Property |
$15,000 |
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Bridges, Walks, Roadways, Patios, Radio & TV Antennas |
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Valuable Papers and Records |
$25,000 |
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Water or Sewage Back Up |
$5,000 |
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Signs within 1,000 feet |
Included |
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Neon, Fluorescent or Mechanical. Must be scheduled. |
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Arson & Theft Reward |
$10,000 |
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COMMERCIAL GENERAL LIABILITY
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Per Occurrence |
$100,000
to $2,000,000 |
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General Aggregate |
$200,000
to $4,000,000 |
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Products and Operations
Aggregate |
$200,000
to $4,000,000 |
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Blanket
Contractual |
$100,000 to $2,000,000 |
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Host Liquor Liability |
$100,000
to $2,000,000 |
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Medical Expenses |
$5,000 |
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Broad Form Property Damage Liability |
Included |
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Damage to Premises Rented to You |
$300,000 |
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Limited World Wide Liability |
Included |
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Lawsuits brought in US |
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Blanket Additional Insureds
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Included |
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XTEND Endorsement |
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Blanket Waiver of Subrogation |
Included |
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XTEND Endorsement |
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Personal Injury by Contract |
Included |
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XTEND Endorsement |
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Broadened Named Insured |
Included |
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XTEND Endorsement |
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Injury to co-employee or co-volunteer |
Included |
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XTEND Endorsement |
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Optional Coverage
- Automobile
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Boiler &
Machinery
Bailee Coverage
Directors and Officers – for damages resulting from “wrongful
acts” and reimbursement of
loss and claims expenses.
Errors & Omissions Coverage
Umbrella Policy
Workers Compensation
Flood
Earthquake
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Eligible exposures:
Establishments that
provide clients with facilities, recording equipment, technicians and
materials such as tape in order to record material that the listener
will hear when playing the recording. A Burglar and Fire Alarm is
required.
Ineligible operations:
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Music Publisher or
Distribution Service |
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Motion Picture -
National Recording Studio |
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Radio Broadcasting
Music Checker |
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Radio Transcription
Service |
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Integrated
Production & Distribution Service |
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Overnight boarding
of clients or visitors |
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24 hour operations |
Related AFIG Programs:
- Musical Instrument
Stores for establishments retailing new musical instruments &
similar supplies
- Music Publisher or
Distribution Service
- Stereo Equipment
Stores for establishments retailing stereo systems and compact disc
players
- Tape, Compact Disc &
Record Stores for the retailing of new pre-recorded audio and video
tapes & compact discs
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Long recognized for delivering superior service Allen Financial Insurance Group support policyholders through its global
network of loss control and claim professionals. Our loss control
specialists have a deep knowledge of the entertainment business. They
identify potential hazards and help mitigate or prevent losses. They can
provide invaluable advice in fire prevention, disaster recovery
planning, equipment maintenance and premises safety.
In a rush?
Call 800.874.9191 for an immediate quote. |
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Insurance Definitions |
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