The AFIG Blog
Get our perspectives on the latest developments in insurance, risk management and how they impact your business.
Frequently Asked Billing and Payment Questions
If you have any questions, please contact your independent insurance advisor or our billing team: 1-(800) 874-9191; afigaccountingteam@eqgroup.com Below you will find additional information about paying bills, including alternative payment options and...
What is General Liability Insurance?
Miguel’s Quick Guide to General Liability! “We often hear, “I need insurance.” However, this statement doesn’t provide much detail about your specific needs. Insurance comes in various forms, and depending on your circumstances, you might require one or more different...
Vendor Due Diligence – Where to Start?
Start With These Three Easy Steps Organizations of all sizes and industry verticals are increasingly turning to outsource business functions to capitalize on economies of scale. Although outsourcing can help organizations reduce costs and increase efficiencies, the...
Homeowner and Farmowner Policy Coverage Differences
What are key coverage differences between a Homeowner and Farmowner policy? There are several key differences in coverage between a Homeowners policy and a Farmowners policy. Both policies cover your personal property and liability exposures but the scope of...
Co-Insurance Explained
Have you ever wondered what the coinsurance clause on your policy means? Co-insurance may well be one of the most confusing and misunderstood terms in insurance. Co-insurance is the percentage of value that the policyholder is required to insurance If you insure...
ACE to Acquire Chubb for $28.3 Billion
July 1, 2015 In a major transaction, ACE Limited has agreed to acquire The Chubb Corp. for $28.3 billion in cash and stock. The two firms said the combined company will have complementary businesses, skills and distribution and greater growth and earnings than the two...
Michigan’s Equine Activity Liability Act amended to remove “negligence” exception for professionals and sponsors
On June 23, 2015, Michigan’s Gov. Rick Snyder signed into law an amendment to Michigan’s Equine Activity Liability Act (“EALA”). The law was amended by Public Act 87 of 2015. You can find it here. THE LAW BEFORE AMENDMENT The new amendment targets a portion of...
Equine Liability Statutes – How do they protect you?
Forty six states have enacted equine activity statutes to protect horsemen, stables, and other venues from frivolous lawsuits arising out of horse accidents that could not have been avoided. In general, state statutes provide that a person may not bring a lawsuit if...
Bartender Liquor Liability Insurance explored – what do I need and what can I get?
By Brent Allen, Allen Financial Insurance Group September 6, 2014 There has always been confusion about the need for liquor liability even among insurance professionals. Liquor Liability laws vary greatly by state and insurance policy coverage options can be...
Protecting Your Horse from West Nile Virus
September 1, 2014 The Equestrian Group www.EQGroup.com A vaccine is now available as an aid in control of WNV in horses. The new vaccine is safe and has been shown to provide protection in horses. The WNV vaccine is similar to vaccines against EEE and WEE and is only...
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