Campground, RV Park & Resort Insurance

 

The Resort & Campground Insurance Program has been specifically designed for thousands of recreational businesses throughout the United States.  Our comprehensive campground insurance program gives you the ability to combine broad property, liability, commercial auto, bonds, workers compensation and umbrella coverage with low preferred rates.
 

 

bullet Campgrounds
bullet RV Parks
bullet Conference Centers
bullet General Store
bullet Restaurant or Bar
bullet Commercial Kitchens
bullet Liquor Liability
bullet LP Gas Sales
bullet Laundry Facilities
 
bullet Organized Recreational Activities
bullet Fishing
bullet Horse Stables
bullet Outfitters & Guides
bullet Swimming Pool / Water Features
bullet Boating & Canoeing
bullet Shooting Sports
bullet Special Events
 

The AREA Resort & Campground policy provides a number of coverage extras.

BUSINESS LIABILITY 
 

 

 
KOA Campgrounds

Our comprehensive commercial liability policy offers coverage beyond the industry standard.  We have enhanced this program specifically for your recreational business. At no additional cost to you, our Resort & Campground Liability policy includes unique coverage essential to those in your industry.  If your business is held legally liable for damage to your client's property, this policy will pay up to the full limit of the policy…without a deductible.  Included in our general liability policy is coverage for claims arising from the products you sell or the services you complete.  Our liability insurance protects you if you are responsible for damage to the property of others.

Additional Insureds - If a written contract requires you to name someone else as an additional insured on your policy, we’ll automatically extend that status to them. We will also provide them with primary coverage if they require it of you.

PROPERTY COVERAGE

Building and Structures  covers materials, equipment, supplies, additions, and new construction within 1,000 feet of premises

Business Income & Extra Expense - Actual Loss Sustained

Tools & Equipment Coverage  protects you against a loss concerning owned, borrowed, rented, or leased tools and equipment

Property Extension Endorsement

  • Personal Effects and Property of Others. $10,000
  • Valuable Papers and Records (Other Than Electronic Data) $25,000
  • Property Off-Premises $15,000
  • Signs $10,000
  • Accounts Receivable $25,000
  • Employee Dishonesty $5,000
  • Theft, Disappearance and Destruction $5,000
  • Electronic Data Processing Equipment and Media $25,000
  • Fine Arts $25,000
  • Guest Property Liability (Limit Shown is Per Guest/Per Occurrence)
    $1,000/$25,000
  • Property in Transit $10,000
  • Sewer or Drain Water Back-Up $25,000
     

Optional Coverage

  • Automobile
  • Boiler & Machinery
  • Directors and Officers – for damages resulting from “wrongful acts” and reimbursement of loss and claims expenses.
  • Additional Insureds
  • Umbrella Policy
  • Workers Compensation

 

 

Exclusions and Limitations

bullet Diving boards or water slides;
bullet Renting or making available for use any tow behinds (water tubes, water skis, etc.) for customers.
bullet Swim rafts or water trampolines that aren't equipped with at least one ladder each.
bullet Trampolines (water trampolines are acceptable).
bullet Swimming areas that do not have signs posted that no diving is allowed.
bullet Risks without speed limit signs on all private roads.
bullet bungee jumping, flight in an ultra-light aircraft, hang gliding;
bullet Rental of mobile homes that are more than 15 years old.
bullet Boat rentals with motors over 75 HP.
bullet ATV Rental
bullet Must have at least three years of prior ownership or management experience of a campground or resort.

 

In a rush?

Call 800.874.9191
for an immediate quote.
 


 

Allen Financial Insurance Group

 A Key Component of the Allen Financial Difference

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  Contact us by phone (800) 874-9191, FAX (602) 992-8327
or email below for more product information.

 

 

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Phoenix, AZ  -  Home Office (602) 992-1570   Toll Free (800) 874-9191
Del Mar, CA (619) 866-4482   Portland, OR  (503) 608-4820
FAX (602) 992-8327   FAX 2 (480) 452-0593
 
Mailing Address:    12424 N. 32nd Street #101  Phoenix, AZ   85032 General Information: ballen@eqgroup.com  
Customer Service: mpallante@eqgroup.com Entertainment: entertainment@eqgroup.com
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