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Our comprehensive commercial
liability policy offers coverage beyond the industry standard. We have
enhanced this program specifically for your recreational business. At no
additional cost to you, our Resort & Campground Liability policy
includes unique coverage essential to those in your industry. If your
business is held legally liable for damage to your client's property,
this policy will pay up to the full limit of the policy…without a
deductible. Included in our general liability policy is coverage for
claims arising from the products you sell or the services you complete.
Our liability insurance protects you if you are responsible for damage
to the property of others.
Additional Insureds -
If a written contract
requires you to name someone else as an additional insured on your
policy, we’ll automatically extend that status to them. We will also
provide them with primary coverage if they require it of you.
PROPERTY COVERAGE
Building and Structures –
covers materials, equipment, supplies, additions, and new construction
within 1,000 feet of premises
Business Income & Extra Expense
- Actual Loss Sustained
Tools &
Equipment Coverage –
protects
you against a loss concerning owned, borrowed, rented, or leased tools
and equipment
Property Extension Endorsement
- Personal Effects
and Property of Others. $10,000
- Valuable Papers
and Records (Other Than Electronic Data) $25,000
- Property
Off-Premises $15,000
- Signs $10,000
- Accounts
Receivable $25,000
- Employee
Dishonesty $5,000
- Theft,
Disappearance and Destruction $5,000
- Electronic Data
Processing Equipment and Media $25,000
- Fine Arts $25,000
- Guest Property
Liability (Limit Shown is Per Guest/Per Occurrence)
$1,000/$25,000
- Property in
Transit $10,000
- Sewer or Drain
Water Back-Up $25,000
Optional Coverage
- Automobile
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Boiler &
Machinery
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Directors and Officers –
for damages resulting from “wrongful acts” and reimbursement
of loss and claims expenses.
- Additional Insureds
- Umbrella Policy
-
Workers Compensation
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Exclusions
and Limitations
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Diving boards or
water slides; |
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Renting or making
available for use any tow behinds (water tubes, water skis,
etc.) for customers. |
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Swim rafts or water trampolines that
aren't equipped with at least one ladder each. |
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Trampolines (water
trampolines are acceptable). |
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Swimming areas that do not have
signs posted that no diving is allowed. |
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Risks without speed
limit signs on all private roads. |
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bungee jumping,
flight in an ultra-light aircraft, hang gliding;
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Rental of mobile
homes that are more than 15 years old. |
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Boat rentals with
motors over 75 HP. |
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ATV Rental |
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Must have at least three years of
prior ownership or management experience of a campground or
resort. |
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In a rush?
Call 800.874.9191
for an immediate quote. |
