Recreational Equestrian Insurance
Recreational Equestrian Insurance
By: Allen Financial Insurance Group
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The American Equestrian Alliance is a national, not-for-profit association of professional trainers, riding stables, arenas, ranches and equestrian related businesses. It was established in 1989 to promote equestrian activities, support equine legislation, distribute educational literature and operate as an insurance safety group for it’s membership. AEA sponsored insurance programs have consistently offered the highest quality coverage at affordable rates due to our history of safety and profitability with insurance companies.
In recent years, the number of insurance companies offering affordable, high quality coverage to commercial equestrian providers has been reduced to a mere handful. Many factors have contributed to these difficult market conditions but the most obvious are the huge losses experienced by insurers no longer in the marketplace. The current permissive legal environment, poor management practices, inexperienced underwriters, ineffective safety guidelines, unscrupulous brokers and undercapitalized insurers have also been responsible for the current “hard market”.
Alliance insurance programs, safety guidelines and membership criteria are established by it’s members… not insurance companies. Our programs have succeeded where so many others have failed because they represent reasonable industry standards. As a member of the American Equestrian Alliance you agree to adhere to common safety guidelines and use proven releases drafted by Alliance lawyers. Your reward is a stable, affordable insurance program underwritten and administrated by The Equestrian Group, one of the world’s leading equine insurance providers. The Alliance recreational safety group program is insured through nationally recognized.
Commercial Recreational Equestrian Insurance operations are very unique and create a variety of property and liability exposures. We offer a wide range of equine insurance products and services which were created to specifically address the risks of horse owners and boarders from equine mortality to equine farm property insurance.
To apply for membership and insurance coverage simply call The Equestrian Group at (800) 874-9191 or complete a Commercial Equine Liability application and fax it to (602) 992-8377.