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Apartment Insurance & Condominium Insurance

Apartment Insurance
Condominium Insurance
By: Allen Financial Insurance Group

Contact usfor a no obligation apartment insurance or condominium insurance quote today

The Apartment & Condominium Insurance policy is designed to give you extremely broad protection. In addition to the standard features you would expect, our package policy also includes property and general liability coverage extras at no additional charge. You may also purchase higher limits for selected coverage.

To protect your Directors & Officers, we offer a D&O form that covers claims arising out of wrongful acts.

Condominium Insurance

Apartment Insurance & Condominium Insurance

The Apartment Insurance & Condominium Insurance Policy provides a number of extras at no additional charge.

These include:

Property
  • Auxiliary Private Structures – such as garages and storage buildings: 10% of the building limit, up to $15,000
  • Water Backup or Overflow – from sewers, drains or sumps: $5,000
  • Income & Extra Expenses – losses incurred during restoration up to 12 months
  • Mechanical Breakdown – covers vital building maintenance systems such as boilers and air conditioning systems.
  • Outdoor Property – such as fences, radio and television antennas, unattached signs, trees, shrubs and plants: $10,000
General Liability
  • Expanded Fire Damage Coverage – extended to apply not only to fire, but also explosion, release of smoke from an unfriendly fire, or sprinkler leakage incidents
  • Liberalization Clause – if the commercial general liability coverage form is expanded to provide additional coverage with no additional premium, and the effective date of the change is during your policy period, your policy will automatically provide this additional coverage on the effective date of the revision
  • Additional Insureds By Written Contract, Agreement or Permit – additional insureds are automatically included if the requirement for this status is a written arrangement
  • Extended Coverage for Newly-Acquired Organizations – Coverage is afforded until the end of the policy period, regardless of whether this time exceeds 90 days
  • Host Liquor Legal Liability
  • Directors & Officers Errors & Ommissions

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Contact us by phone (800) 874-9191, FAX (602) 992-8327
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