Golf Course Insurance Program
Golf Courses are exposed to risks that could result in a potentially significant insurance claim. Whether you own or manage a public course or private country club we have a specialized Golf Insurance program for you! The Ultra Golf Course policy, is a unique program specifically designed to meet the needs of golf course owners. From comprehensive general liability and property coverage to coverage for your golf course operations and property, our golf policy provides a long list of enhancements that fit your business to a tee!
Package includes Property, Auto, GL, Liquor, and Crime. Coverage provided for pro shops, club house, restaurant, lounge & banquet facilities, tennis courts, and swimming pools. Inland marine coverage available for ground maintenance equipment, golf carts, trophies, and collectibles.
Many extras included at no extra charge include:
- Golf Course Property – includes buildings, personal property, foot bridges, retaining walls, fences, underground sprinklers, hole or tee markers, benches, water coolers, ball washers, pins and hole cups, exterior light poles, paved walks and patios
- Business Interruption & Extra Expense
- Lawns Coverage – for greens, tees and cut fairways
- Golf Carts and Grounds Maintenance Equipment
- Coverage for customers property in your care, custody & control
- Spoilage – Perishable Stock – such as refrigerated food service stock
- Hole–In-One Coverage – when award procedures are established
Comprehensive General Liability
- Premises Liability
- Personal Injury Liability
- Employee Benefits Liability
- Liquor Legal Liability
- Special Events Coverage
- Pollution Liability – limited coverage for operations usual to a golf course
- Vehicle Damage – covers damage to vehicles caused by golf course patrons’ golf balls up to $250 per vehicle
- Professional Liability for Golf Instructors – covers bodily injury or property damage caused by the rendering or failure to render professional services as a golf instructor
- Additional Insured – covers your golf pro, golf cart users, club members and volunteers
- Extended Medical Payments – coverage is extended to club members and athletic participants
Note: Coverage statements are general descriptions only. The full and exact contract is contained only in the policy. Product availability will vary from state to state.