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Health, Nutrition, and Lifestyle Insurance – Nutraceutical Insurance

Get Nutraceutical Insurance today! Protect your Hemp/CBD, Vitamins, Extract, Oil and other business with our Health, Nutrition, and Lifestyle Insurance program!

Contact us for a no obligation Health, Nutrition, and Lifestyle insurance quote today!

Allen Financial Insurance Group provides coverage to the Dietary Supplements industry while navigating the challenging regulatory environment of an industry exceeding $40 billion dollars in U.S. retail sales.


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Dietary Supplement Insurance, Vitamins, Cosmetics and more…

Nutraceuticals describe products derived from food sources that include extra health benefits, in addition to the nutritional value already found in foods. They are used to prevent illnesses, control existing symptoms and promote general health and well-being. The developers and manufacturers of nutraceuticals face numerous liability risks, including product contamination, bodily injury due to adverse reactions and lawsuits from dissatisfied customers. Allen Financial Insurance Group understands the competitive nutraceutical insurance market. We work with A.M. Best “A-“ or better-rated carriers to deliver comprehensive coverage for your clients.


What’s at Risk

Health, nutrition and lifestyle industry is a competitive one. It’s lucrative growth and low barriers to entry make it a competitive place for even the most unique of companies. With the fierce competition and ever-stricter regulations, one claim or incident without insurance could be permanently detrimental to a company’s business and operations.

Our Solution

We offer a unique approach to covering professionals in the health, nutrition and lifestyle industry because we know they can’t afford not to be protected from risk. Our Health, Nutrition and Lifestyle (HNL) Team is a national group of experienced professionals whose memberships in the National Products Association and the American Herbal Products Association keep them abreast of the industry news and trends that matter to our clients.


Health, Nutrition & Lifestyle Insurance Coverage Solutions



  • Policy form ISO CGL claims made general liability coverage
  • True worldwide coverage
  • Up to $5M primary limits with additional excess limits available
  • Products bodily injury coverage arising out of mold & silica
  • Limited ingredient restriction list
  • Additional insured coverage for vendors & tradeshow sponsors
  • Serious Adverse Events (SAE) schedule endorsement option (Bridges reporting and definition gaps)
  • Extended claims reporting period: up to 5 years
  • Government mandated recall coverage
  • Prop 65 coverage
  • Primary/non-contributory coverage
  • Cyber/data breach coverage
  • Additional insured coverage for managers or lessors of premises
  • Additional insured coverage for lessor of leased equipment
  • Waiver of Subrogation for vendors

Sample Classes

Vitamin and nutritional supplement manufacturers, importers, distributors and wholesalers have unique exposures due to the varying ingredients and use of the products. Third party bodily injury claims, judgements and defense costs can be financially devastating to a company. Having adequate general and product liability coverage is essential for those in this industry.

Our Nutraceutical Insurance program is customized to meet the unique needs of the Hemp and CBD Industry. AFIG is your Health, Nutrition, and Lifestyle Insurance solution.


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  • Animal/vet products
  • Binding ingredients
  • Botanicals
  • Bulk ingredient supplier
  • Cannabidiol (CBD)
  • Cosmetics/makeup
  • Energy drinks
  • Enzymes
  • Vitamins
  • Weight loss products
  • Essential Oils
  • Extracts
  • Fillers
  • Food products
  • Foods with additives
  • Fruit juice
  • Hemp products
  • Herbals
  • Lotions
  • Minerals
  • Probiotics
  • Protein bars
  • Scented candles
  • Skincare products
  • Sports nutrition
  • Contact Us About Nutraceutical Insurance

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    Contact us by phone (800) 874-9191, FAX (602) 992-8327
    or email below for more Health, Nutrition, and Lifestyle Insurance information.

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