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Medical Marijuana Dispensary Insurance

Medical Marijuana Dispensary Insurance
Cannabis Dispensary
By: Allen Financial Cannabis Insurance

Searching for marijuana insurance? Need Cannabis Coverage? Contact us today!

Marijuana Dispensaries

As the legal cannabis industry continues gaining momentum as one of the fastest growing markets in the US, marijuana businesses are now facing certain challenges that comes with their new place in the world. Claims and lawsuits against cannabis businesses ranging from inadequate warning labels, presence of pesticide residues in products, to unsafe handling practices during the manufacturing process are cropping up more and more.

Whether it is a slip & fall claim at your actual marijuana dispensary, a Product Liability claim from consumption of the cannabis and other products you sell, or protecting your business from fire or theft claims, Tailored Benefits can offer the necessary insurance protection to help you recover from any of these unexpected losses.

“Do I really need insurance to protect my medical marijuana dispensary?”

“Do I really need insurance to protect my medical marijuana dispensary? Is it necessary? What are the advantages of having insurance? Is it worth it to pay for insurance?” Most clients ask these questions when coming in for a consultation. We provide them with a simple, straightforward answer.

If something were to happen to your dispensary business or your medicine such as a fire or theft, would you be ready to pick back up and get your business started again without monetary stress? We always get the same answer: “No.”

That’s why legal marijuana dispensary insurance is important: you need to protect yourself and your business from losing money in the event of misfortune.


Marijuana Dispensary Insurance

AFIG Cannabis can provide you with the protection you need, protecting you from risk if your business undergoes some type of misfortune.

It’s a common misconception that legal marijuana dispensary insurance is very expensive and unattainable, but it is actually very reasonably priced. We can provide you with many types of insurance coverage, including:

  • General liability
  • Product liability
  • Property
  • Medicine
  • Business income/extra expense

These aspects make our legal marijuana dispensary insurance coverage comprehensive, which will help your business stay on its feet should some type of calamity or unfortunate event arise.

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General Liability

We can offer you general liability insurance protection up to $5 million. This will help your company protect itself inclusively and includes damages and injuries, which is especially important when it comes to finding a good medical marijuana dispensary insurance plan. General liability is almost certainly required by your landlord, and as the state laws continue to adjust and new rules and regulations are written, it is becoming a requirement for state licenses.

Property Protection

Protecting your business’s property is very important. We can provide you with property protection to restore your business’ inventory, furniture, fixtures and equipment and cover tenant improvements,  just to name a few. Purchasing a medical marijuana dispensary insurance plan will help you get back on your feet much quicker and easier in the event of property damage.

Medicine Coverage

AFIG Cannabis can provide your cannabis dispensary with inventory coverage against risks such as fire and theft.  We also offer insurance coverage during the risky time when your product is in transit from the cultivation facility to your dispensary.

Business Income/Extra Expense Insurance

Our marijuana dispensary insurance also covers your business’ income and additional expenditures. When we talk about “business income,” we mean the net income that you would have realized if your business hadn’t suffered fire, theft or another covered claim. This can also include the extra expenses faced by your business in the event that you must move it to another location.

Product Liability

How many times have you heard of businesses getting sued due to unexpected reactions to their products? How many patients have tried to sue different companies by making claims that certain medicines have affected them negatively? Unfortunately, this is all too common. Sometimes, even false claims end up winning.

That’s why we can provide you with product liability that will protect you from lawsuits. Edible marijuana, vaporizing tools, smoking devices and dispensaries are all covered by product liability insurance.

AFIG Cannabis will protect your business in the event that you are sued by medical marijuana patients who have undergone inadvertent side effects. Product liability insurance will provide coverage for both the cost to defend the lawsuit and the potential indemnity payment.

Medical Marijuana Dispensary Insurance

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Contact us by phone (800) 874-9191, FAX (602) 992-8327
or email below for more Medical Marijuana Dispensary Insurance information.

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