Medispa – Medispa Insurance – Medical Spa Insurance

Medispa – Medispa Insurance – Medical Spa Insurance – Medispa Insurance
Underwritten by Allen Financial Insurance Group

Medispa Insurance policies can be purchased on behalf of MediSpas who host the Cosmetic/Medical Services or by the doctor, nurse, aestheticians or anyone who can legally operate within their state. We can cover the entire facility or individuals operating in single or multiple locations.

Eyelash Enhancement

The eyes are a focal point of the face. Studies show that long eyelashes and large eyes are considered a sign of youth and beauty. Fuller and longer lashes will emphasize and frame your eyes, giving you a more refreshed, awake or feminine look without the need for mascara, false eyelashes or eyelash extensions. Fuller lashes also provide more protection for your eyes, shielding them from tiny particles in the air that cause irritation.

Why Consider Eyelash Enhancement?

• If you have sparse, thin or nonexistent eyelashes.
• If you commonly experience eye discomfort or irritation from small particles of dirt or debris in the air.
• If you often use false lashes or eyelash extension.

Permanent Cosmetics & Permanent Makeup

Permanent Makeupis implanting pigment into the dermal layer of the skin and is considered a cosmetic tattoo.Permanent Makeupis also known as Micropigmentation,Permanent Cosmetics, IntradermalCosmetics, and Dermal Pigmentation.

Permanent makeup is also used to produce artificialeyebrows, particularly in people who have lost them as a consequence of old age, disease, such asalopecia totalis,chemotherapy, or ageneticdisturbance, and to disguisescarsand white spots in the skin such as invitiligo. It is also used to restore or enhance the breast’sareola, such as after breast surgery.

Medispa Insurance – Medical Spa Insurance

Dermal Fillers & Botox

Coverage is available for doctors, nurses and other medical professionals as permitted by law. Coverage is available for work in professional offices/facilities. Botox/Dermal Filler coverage can be packaged to include Lasers, Medical Peels, Sclerotherapy and other aesthetic services. Coverage is available for the following:

• Botox
• Dermal Fillers that are FDA Approved
• Dysport

As we age, our faces naturally lose subcutaneous fat. The facial muscles are then working closer to the skin surface, so smile lines and crow’s feet become more apparent. The facial skin also stretches a bit, adding to this loss of facial volume. Other factors that affect the facial skin include sun exposure, heredity, and lifestyle.

Dermal fillers can be used to:

• Plump thin lips
• Enhance shallow contours
• Soften facial creases and wrinkles
• Improve the appearance of recessed scars

Laser Treatments

Laser therapies are medical treatments that use focused light. Unlike most light sources, light from a laser (which stands forlightamplification bystimulatedemission ofradiation) is tuned to specific wavelengths. This allows it to be focused into powerful beams. Laser light is so intense that it can be used to shape diamonds or cut steel.

In medicine, lasers allow surgeons to work at high levels of precision by focusing on a small area, damaging less of the surrounding tissue. If you have laser therapy, you may experience less pain, swelling, and scarring than with traditional surgery.

Coverage is available for:

• Laser / IPL technicians
• Aestheticians (where state law allows it)
• Nurses
• Doctors
• Medical Doctors
• Medi-Spas

SCLEROTHERAPY

Sclerotherapyis a medical procedure used to eliminate varicose veins and spider veins.Sclerotherapyinvolves an injection of a solution (generally a salt solution) directly into the vein. The solution irritates the lining of the blood vessel, causing it to collapse and stick together and the blood to clot.

Coverage is available for doctors, nurses and other qualified medical professionals who perform Sclerotherapy services.Coverage is offered for spider veins or varicose veins at 1.5mm or less.

Coverage is available for saline based products.

Business Property & Income Insurance

Business property insurance covers the physical parts or your business. These are things like your building, equipment, furnishings, fixtures, inventory, computers, records and other valuable items. This coverage helps repair or replace the building and its contents, and can also help provide income if your business can’t operate for a while after a covered loss.