Insurance Terminology, Questions & Answers

• Actual Cash Value vs. Replacement Cost Explained
• Homeowner vs Farmowner Coverage Differences Explained
• Insurance Savings Tips & Techniques
• No Fault Automobile Insurance Explained
• What is Business Liability or Commercial General Liability Insurance?
• What is co-insurance? - Co-insurance Explained
• Understanding Claims Made Insurance

Equine Care, Management & Training

• American Equestrian Alliance Safety Guidelines
• Basic Horse Safety
• Equestrian Safety - A Guide to Promotion of Helmet Use by Riding Clubs & Communities
• Training Myth-understandings -- Horse Logic by Ron Meredith
• Trailer Loading - A Common Sense Approach

Liability & Legal Issues

Articles

Agribusiness & Equine

• Avoid Legal Disputes When Buying A Horse by Julie Fershtman
• Business or Hobby - IRS Tax Guidelines by Patrick Hurley
• Equine Activity Statutes: What They Do and Don't Do
• Equine Activity Statutes: The Spectator Rules by Robert Dawson
• Dealing with Injuries to Children - by Robert Dawson
• Equine Activity Liability Act - Do I Still Need Insurance? by Robert A. Hoffa, Esq.
• The Guest Ranch Trail Ride by Jan Dawson
• Helmet Safety and Legal Liability by Barbara A. Halper
• HorseLaw: Equine Activity Statutes: The Spectator Rules by Robert Dawson
• How Are the New Equine Activity Laws Working? by Kenneth C. Sandoe, Attorney-at-Law
• How Good Is Your Release Form? by Robert Dawson
• Insurance Matters - Liability coverage examined by Kenneth C. Sandoe, Attorney-at-Law
• Insurance and the Horseman - Why have insurance? by Robert Dawson
• Liability of the Boarding Stable by Julie Fershtman
• Mounted Accidents - A Quiz by Robert Dawson
• "So Sue Me . . ." Just Hope My Liability Waiver Is Working by Denise E. Farris
• Understanding Negligence by Julie Fershtman
• What Every Horse Person Needs to Know About Insurance by Rebecca Eddy
• What’s Involved in Organizing a Draft Horse Club by Kenneth C. Sandoe, Attorney-at-Law
• Who's At Fault by Julie Fershtman
   

Entertainment

• Your Film: Blockbuster Hit… or Lawsuit-in-Waiting?

• Special Event Risk Management Planning

General Liability Issues

• General Liability Exposures - Primary & Contingent by Brent Allen
• Gaps in the commercial general liability policy (CGL)
• Liquor Legal Liability... Things you should know by Brent Allen
• Understanding “Claims-Made” Insurance - A Loss Prevention Newsletter for the Professional

Agribusiness & Equine

• AEA release precludes lawsuit in CA guided trail ride accident - California Court of Appeals (2003)
• Barn building injury excluded from homeowners policy - U.S. Court of Appeals (2001)
• Boarded horses excluded in Farm Bureau County Squire policy - Nebraska Court of Appeals (1996)
• Carriage operators not protected under equine statute - Tennessee Superior Court (2001)
• Connecticut Court Tosses Out Equine Liability Waiver (2006)
• Dog owner not protected by equine activity statute - Ohio Court of Appeals - (2002)
• Guest ranch horse exclusion affirmed by court - New Mexico Court of Appeals (2002)
• Horse boarding business excluded from homeowners coverage - Ohio Court of Appeals (1999)
• Horse boarding injury excluded from homeowners coverage - Connecticut Supreme Court (1997) 
• Horse loading injury excluded in homeowners policy - Louisiana Court of Appeals (1999)
• Horse unloading not covered by auto policy - New York Supreme Court (2000)
• Horse training not covered by farm ranch & policy - Minnesota Court of Appeals (1997)
• Horse Shows & Rodeos justified cancellation of farmowner policy - Georgia Court of Appeals (1999)
• Landowner liable for injury caused by stabled horse - Washington Court of Appeals (2000)
• Mortality claim denied for failure to notify company of medical problems - Illinois District Court (1997)
• Jury Award Given for Injury at Polo Match (2000)
• Parent indemnification and liability waiver not enforceable - Utah Supreme Court (2001)
• Recreational activity liability releases void on policy grounds - New Mexico Court of Appeals (2002)
• Stable injury excluded in basic farm policy - Connecticut Superior Court (1997)
• Wrangler negligence not protected by Equine Activity Statute - Colorado Court of Appeals - (2002)
  
  

Equine Mortality & Veterinary

• Colic - Signs, Causes & Treatment
• Can You Prevent Colic?   American Association of Equine Practitioners
• Correct Shoeing for Veterinarians and Owners by J. Scott Simpson
• Dental Care For Your Horse by Drs. D Scoggins, Jack Easley, W Scrutchfield
• Equine Infectious Anemia (EIA) and the Coggin's Test in Horses
• Equine Infectious Anemia and the Coggins Test  Robert N. Oglesby, DVM
• Equine Internal Parasites by Don Hudson, Dale Grotelueschen, Duane Rice DVM
• Forelimb Flexion Test by Dr. David Ramey
• Influenza by Diane K. Gross, DVM
• National Wildlife Health Center - West Nile Virus Map (Interactive)
• Recurring Popped Splints by Larry Bramlage, DVM, MS
• Stages of Laminitis and Associated Signs by I Robertson, D Hood, DVM

• Arizona Equine Economic Report - 2000
• Breeds of Livestock - Department of Animal Science - Oklahoma State University
• Colorado Equine Statistics - 1999
• Economic Impact of the Horse Industry in U.S.
• Economic Value of Sonoma County Equestrian Activities - 1999
• Kansas Equine Survey - 1996
• Kentucky 2002 Economic & Fiscal Impact Report - 2004
• NEISS Horse Related Injuries - 1997
• USDA National Equine Agricultural Statistics - 1999

Property Section

• Farm Property Form Coverage Analysis
• Farm Property - Causes of Loss (FP 10 60 01 98)

• Brush Clearance - "Wildfires - Planning Ahead"  Travelers Insurance Group
• Brush Clearance - Wildland Fire Safety Guide  Ventura County Fire Department
• Combine & Tractor Fire Prevention
• Getting Back To Business - A guide for small business owners after disaster
• Open for Business: A Disaster Planning Toolkit for the Small Business Owner
• Farm Safety Guide
• Farm Fire Prevention & Safety - University of Florida
• Fire Prevention on the Farm - OSU Agricultural Sciences
• Guarding Against Hay Fires - Alabama A&M
• Janitorial Services Risk Management
• Silo and Hay Mow Fires On Your Farm
• Top Tips For Limiting Lawsuits
• Top Tips For Limiting Automobile Losses
• Top Tips For Managing Property Risk
• Minimizing Professional Liability Losses
• Limiting Your Workers Compensation Costs