The AFIG Blog
Get our perspectives on the latest developments in insurance, risk management and how they impact your business.
How does your credit score affect your homeowners insurance premium?
A recent insurance survey determined that homeowners with poor credit scores can pay up to 91 percent more for insurance than those with excellent credit. Even an average credit score can increase your homeowner policy premium by up to 29%. Consumers with poor credit...
What’s The Difference between D&O, E&O and EPLI Insurance?
After the Enron and WorldCom scandals, many businesses realized the importance of having additional insurance coverage for potential mistakes made by their directors, officers, other managerial staff or by the company itself.The Sarbanes Oxley Act of 2002, passed in...
CSU Research Project to Study Benefits of Equine Therapy
A new partnership between two of Colorado State University’s (CSU) flagship academic programs will lead to a better understanding of the potential benefits of equine-assisted activity and therapy (EAAT). The five-year research program, led by Wendy Wood, PhD, OTR/L,...
Insuring Equine Assisted Therapy & Human Service Programs
By Brent Allen Allen Financial Insurance Group / The Equestrian Group www.EQGroup.com 800.874.9191 Ask any horseman about the physical and mental therapeutic value of their horse and they will almost certainly share stories extolling it’s virtues. There is a...
Internet Liability Exposures, Identity Theft & Technology Insurance – Part 1
January 12, 2014 By Brent Allen Allen Financial Insurance Group www.eqgroup.com It has been said that Insurance may be the second oldest profession in the world with its roots going back thousands of years. In the first millennium BC the inhabitants of Rhodes allowed...
Horse Mortality Insurance & Equine Medical Insurance Explained
By Brent Allen Allen Financial Insurance Group / The Equestrian GroupBuying a horse for business or pleasure is a big investment. As any horse owner knows the initial purchase price is just a down payment on continuing expenses such as boarding, training,...
Insuring you dog grooming business
by Brent Allen - Allen Financial Insurance Group - Dog grooming is a booming industry, and with an estimated 70 million domesticated dogs kept as pets in the US, the number of groomers is only expected to grow in the coming years. While there are not a lot of...
Insuring your Tattoo or Body Piercing Business
Tattoo & Body Piercing Insurance Explainedby Brent AllenAllen Financial Insurance GroupThe tattoo and body piercing business has been around for centuries but only in the past decade has liability insurance become a major issue. As with any industry dealing with...
Protecting Your Non-Profit From Lawsuits
by Brent Allen, Allen Financial Insurance Group Directors and Officers liability insurance protects directors and officers of non-profit companies from damages resulting from alleged or actual wrongful acts they may have committed in their positions. The policy...
Property Insurance – Actual Cash Value vs Replacement Cost Explained
by Brent Allen Allen Financial Insurance Group Probably two of the most misunderstood coverage terms in property insurance valuation are "Actual Cash Value" and "Replacement Cost". Most consumers do not read every word of their insurance policy anymore than I read...
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