AFIG Entertainment is
America's First Choice for event
Every year, we insure thousands of events from weddings to rock concerts! We offer the broadest coverage at
the most competitive prices in the industry. Our policy guarantee is backed by forty years of
experience in the entertainment insurance industry.
Call us to discuss your
insurance needs with our entertainment insurance experts and get an
immediate quote today... or go on-line for a
a few minutes could save you hundreds of dollars.
knowledgeable staff and preferred policies provide
unparalleled protection for thousands of events, entertainers and
venues throughout the world.
As a national broker we
have access to every major insurance company in the United States.
As a national general
agent we regularly quote, bind and issue your policy on the same
day! Our comprehensive insurance portfolio gives you the ability to
combine broad property, liability, automobile, and umbrella
coverage in one A rated policy!
Recreation & Entertainment Alliance
In a rush?
Call 800.874.9191 for an
Event Liability Limits
Products / Completed Operations
Personal Injury & Advertising Injury
$2,000,000 - Aggregate Limit
Host Liquor Legal Liability
$100,000 - Premises Rented To You
In a rush?
for an immediate quote.
Contractual liability provided
Owner, Co-Promoters & Sponsors included as additional
blanket additional insureds
limits for personal injury liability and advertising injury
liquor liability available
Automatic additional protected person status for Lessors and Volunteer Workers
Employee and Volunteer injury that results from failure to
provide first aid
If you organize
family, business or community events, you know how much
planning and effort is involved to make the occasion
both safe and successful for everyone involved.
Even with the most careful planning, unexpected
situations can arise that you might not be prepared for.
Without adequate liability protection you will have to
pay damages and defense costs yourself. If the
damages and costs are high enough you may suffer
financial hardship or bankruptcy.
What Does The
Special Event General Liability Policy Cover?
policy was specifically designed to protect your event
anywhere in the United States, it's territories or
Canada. The general liability policy will pay the
damages imposed upon you or your business by the law.
It also pays the cost of defending you when a claim is
made against your policy. Coverage is written on a
full occurrence basis by an Admitted, A rated US
insurance company and is tailored to fit your specific
event needs. The policy will also add the venue,
sponsors, volunteers and co-producers as additional
Insurance vs Additional Insured Endorsement
producing a special event you will often be asked to
provide a certificate of insurance
to verify the existence of insurance coverage under
More specifically, the document lists the effective date
of the policy, the type of insurance coverage purchased,
and the types and dollar amount of applicable liability.
Frequently, another party such as the venue or a sponsor
will ask to be named as an additional insured on your
policy. The additional insured then enjoys the
benefits of being insured under your policy your for
negligent acts and omissions but not for his own
What is the
Difference between Host Liquor and Liquor Liability
Liquor Liability Insurance provides protection for the
event holder against bodily injury or property damage
suits brought by parties whose injuries arise from
actions of an intoxicated event guest. Host Liquor
Liability coverage applies only if there is no transfer
of money for alcohol or service/product packages that
include alcohol. If there is any money changing hands
and alcohol is served, Host Liquor Liability coverage
does not apply, only Liquor Liability coverage will
provide the proper protection. Host liquor liability
insurance is included at no additional charge with an
AFIG Event Liability Insurance Policy.
Liquor Liability or Dram Shop Coverage provides coverage
and defense for an event holder who charges for alcohol
and is sued for bodily injury or property damage caused
by intoxicated event guests. If there is any money
changing hands and alcohol is served, Liquor Liability
coverage provides the proper protection. It also
provides coverage if the event holder violates any
statute, ordinance or regulation relating to the sale,
gift, distribution or use of alcoholic beverages. Liquor
Liability Insurance is an optional coverage available
when purchasing an AFIG Event Liability Insurance.
What is Third Party Property Damage Liability/ Care,
Custody, Control Liability
Most liability policies have provisions that exclude
coverage for physical damage or loss to property while
it is in the care, custody or control of the insured.
Care, Custody, Control Liability (also known as Third
Party Property Damage) is an optional coverage that will
pay for direct physical damage the the rented premises.
What is Waiver of Subrogation?
a contract or lease agreement will
require one or both parties to waive their rights of
means one party has the right to "step into the shoes"
of another party for the purposes of bringing a claim
for damages. Suppose you experience a financial
loss due to the negligence of a third party.
Normally you could sue the responsible party for full
restitution but if your insurance company pays the claim
your insurer is then subrogated to your claim against
the negligent party. In essence, your insurance
company has been given your rights of recovery after
paying your claim. Before you sign a contract
containing a waiver of subrogation, check with your
insurance agent to be sure you are not violating any of
the terms of your insurance policy. If your policy
will not permit a waiver, you may be in danger of losing
your insurance coverage, leaving you without policy
proceeds or a cause of action against the other party.
If the insurance company does permit a waiver of
subrogation, it may be necessary to obtain an
endorsement to the policy and, in some cases, pay an
Event Cancellation Insurance including
This policy reimburses
you for your net loss should the performance or event be
necessarily cancelled, postponed or rescheduled due to
any peril except what is excluded.
event relies on the appearance of a person or group
(performer, speaker, player, invited guest, team, etc.),
the non-appearance option will protect you from the
non-appearance of that individual.
Insurance protects against adverse weather conditions
that reduces attendance and revenue. It is designed to
offset not only the revenue lost due to reduced
attendance but other revenue sources such as
concessions, food and parking. It can cover perils such
as Rain, Snow, Wind and Temperature. Standard
property insurance typically covers income losses only
when they result from direct physical damage to insured
property by a covered peril. Weather insurance fills a
gap by providing coverage when weather causes a loss in
income or increase in expenses, but with no attendant
Classical Music Concerts, Country Western, Heavy Metal,
Jam and Jazz
Concerts, Pop Music Concert, Concert Promoters, Rap / Hip
Hop**, Rock, Salsa Concert,
Reggae, New Age, Blue Grass, School Band Competitions
or Events and Symphony Concerts.
Auctions, Drill Team Exhibitions, Educational
Exhibitions, Job Fairs, Trade Shows
Festivals, Bazaars, Carnivals, Circus, County
Festivals and Fairs, Country Western Events, Rodeos,
Corn Maze, Cultural Events, Exhibitions, Festivals,
Fireworks Displays, Harvest Festivals, Parades, Haunted Houses, Oktoberfest, Pumpkin
Patch, Tractor Pulls
Lectures, Seminars and Speaking Engagements.
Amateur Association Meetings, Book Signings,
Business Meetings, Church Services or Meetings, Civic Club Meetings,
Conferences, Evangelistic Meetings, Ladies Club Events, Luncheons,
Meetings - Indoors, Meetings - Outdoors, Professional Association
Meetings, Record Signings, Teleconferences and Union Meetings.
Film Production, Fireworks and Pyrotechnics.
Anniversary Parties, Banquets, Birthday
Parties, Block parties, Business Parties,
Debutante Balls, Old Timer Events, Picnics, Proms,
Reunions - Indoors, Reunions - Outdoors, Social
Gatherings - Outdoors, Social Receptions, Street
Closures and Wedding Receptions.
Chamber of Commerce Events, Heads of State
Events, Political Rallies and Voter Registration.
Religious or Spiritual
and Sťances, Religious Meetings
Auctions, Bazaars, Christmas Tree Lots, Rummage Sales, Sales - Other, Sidewalk
Sales, Swap Meets, Flea Markets and Telethons.
Animal Acts and Shows, Antique Shows, Art Shows,
Auto Shows, Award Presentations, Beauty
Pageants, Boat Shows, Business Shows, Camera
Shows, Card Shows, Casino Shows, Comedy Shows,
Computer Shows, Consumer Shows, Craft Shows, Debuts, Fashion
Shows, Film Screenings, Film Showings, Flea
Shows, Garden Shows, Gun and Knife Shows, Home
Shows, Hypnotists, Ice Skating Shows, Livestock
Shows, Lounge Shows, Mobile Home Shows,
Nightclub Shows, Pageants, RV Shows, Talent
Shows and Vacation Shows.
Sporting Events Games,
Aerobics Classes or Events, Ballets, Balloon
Events, Baseball, Basketball, Bicycle Races, Bicycle Rallies - Not
including any Racing, Bingo Games, Body Building Contests, Boxing,
Casino Nights, Classic Dance Shows, Easter Egg Hunt, Fishing Events, Football Games, Gymnastic
Competitions, Hockey Games, Horse Shows, Instructional Classes,
Jazzercise, Jazzercise Classes or Events, Junior Athletic Games, Karate
Meets, Marathons (walking, running, etc.), Overnight Camping, Polo
Events, Professional Sporting
Events, Rodeos and Roping Events, Scouting
Jamborees, Ski Events,
Soap Box Derbies, Softball Events, Sporting
Events in Buildings - Non-professional,
Swimming, Swimming Pool Facilities, Tap Dancing,
Tractor Pulls, Triathlons, Volleyball Events,
Water Activities or Events and Wrestling.
Film Screenings, Play
Readings, Plays and Theatrical Stage Performances.
** subject to risk
management and underwriting review
Contact us by phone (800) 874-9191,
FAX (602) 992-8227
or email below for more product information.
Event Information Request Form
Select the items that apply, and
then let us know how to contact you.